What to Expect
First thing will be to re-cap on the first meeting and check that everything is still correct and relevant.
Your advisor will then present to you their recommendation based on your circumstances, needs and goals.
Once you have both agreed on the solution, your advisor will then collect the relevant information and documentation to process your application. This usually includes the following in most cases (for mortgages);
- Photo ID
- Proof of address
- Latest 3 months payslips
- Latest 3 months bank statements (salary and bill accounts)
- Latest P60
- Company accounts for self employed & directors
- SA302 & Tax year overviews for self employed & directors (ask your accountant)
- Benefit statements (for things such as Tax Credits, Disability allowances etc.)
They will also explain the process from application onwards and give you an idea of timescales for a typical application.
You will be given the opportunity to ask any questions you may have at that point so that they can be discussed in full.
If you have any other questions or want to make any changes to your application, please contact your advisor or the admin team in the office immediately.