Protect Yourself and Your Family
Life Assurance helps provide a safety net of financial security to people who depend on you should you die.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Also, if you suffered a serious/critical illness or injury, you may lose your income. This could lead to you losing your home.
Similarly, if you died, your loved ones may be unable to maintain their current lifestyle without your income.
But with the right level of Life and Protection Insurance, you may be able to:
- Pay off your mortgage
- Maintain your or your family’s lifestyle
- Pay for replacement childcare
- Cover school or university fees
- Pay for specialist nursing and/or treatment
You may already have some kind of Life Insurance in place, but it’s still worthwhile reviewing your current cover levels. Personal circumstances can change regularly so it’s important to ensure your level of cover is appropriate.
Many of us will know someone who has died or suffered a critical illness such as cancer, which can have devastating effects on those around them.
Whilst our lives may be going well, none of us know what is around the next corner, but it is at this point that plans should be made should something go wrong.
For most people, their mortgage is their largest financial commitment and, should the worst happen, it would be good to know that your mortgage payments will be maintained.
We can help check and assess your needs and shortfalls, then recommend a solution to meet your needs and budget.
Although money can’t replace a loved one, it can help those left behind to weather the financial storm!